Cost of Living: Crunch Time References
Preface (p.2)
- Record wage rises still outpaced by soaring inflation, BBC News
- Resident Voice Index™ survey results
Debt (pp.4-8)
- Resident Voice Index™ ‘Surviving but not living’ report
- The UK economy is about to be thrown into a black hole – by its own government, The Guardian
- More than two million UK households are in debt on their electricity bills, The Guardian
- Broke: Britain’s Debt Emergency, Channel 4 Dispatches
- Debt and mental health, Royal College of Psychiatrists
- What if I ignore my debts?, StepChange
- Managing a moral identity in debt advice conversations, PubMed.gov
- How we can flush out poverty stigma from our systems and services, Joseph Rowntree Foundation
- Financial shame spirals: How shame intensifies financial hardship, J.J. Gladstone et al.
- Help more social housing tenants to avoid high-cost credit, Responsible Finance
- Barnet Homes, Fair for You
- The Social Impact of Fair for You, Centre for Responsible Credit
- How the cost of living crisis is squeezing UK households, Financial Times
- The Damage of Debt, The impact of money worries on children’s mental health and well-being, The Children’s Society
- Single mothers and debt?, The Debt Advisor
Families on the edge (pp.9-12)
- Gordon Brown: ‘Set emergency budget or risk a winter of dire poverty’, The Guardian
- Parents more likely to report increases in their cost of living, Office for National Statistics
- Families’ financial resilience fall to just 19 days amid economic crunch, Money Marketing
- Britain’s Evicted Kids, Channel 4 Dispatches
- Nursery for under-twos costs parents in England 65% of wage, The Guardian
- The Gender Gap: Insecure work in the UK, Work Foundation
- Pregnant then Screwed
- Two-child policy has made UK families poorer, finds report, The Guardian
- UNICEF UK submission to the consultation on better measurements of child poverty
- Child poverty facts and figures, Child Poverty Action Group
- Getting the building blocks wrong: Early childhood poverty in the North East, North East Child Poverty Commission
- Jamie Oliver calls for more children to receive free school meals, The Guardian
- Single-parent families ‘most exposed’ to cost of living crisis in Great Britain, The Guardian
- Family Resources Survey: financial year 2020 to 2021, Department for Work & Pensions
- Single parents: facts and figures, Gingerbread
- More than one-third of single mothers in debt as former partners fail to pay child support, research finds, Independent
- The crippling cost of being a single parent during the cost of living crisis, Cymru Online
- The Wrong Blazer 2020, The Children’s Society
“Stuck between a rock and a hard place” (pp.13-15)
- Self-Efficacy and the Perception of Control in Stress Reduction, MentalHelp.net
- Stress-related illness the biggest health expenditure in the UK annually, Cigna
- 78% of low-paid workers say cost-of-living crisis is the worst financial period they have ever faced, Living Wage Foundation
- Consuming negative news can make you less effective at work, Harvard Business Review
- Asda Income Tracker
- Fifth of UK households now have ‘negative disposable income’, The Guardian
- More than one in eight UK households fear they have no way of making more cuts, The Guardian
- Lightning Reach website
A well faring state? (pp.16-18)
- Sunak eyes as much as £50 billion of UK spending cuts, tax rises, Bloomberg UK
- Martin Lewis: 14 ‘energy price guarantee’ need-to-knows, MoneySavingExpert
- Universal Credit, Gov.uk
- Personal Independence Payment (PIP), Gov.uk
- National Minimum Wage and National Living Wage rates, Gov.uk
- UK Average Salaries & UK Salary Map, AV Trinity
- Average Staff Nurse Salary at The National Health Service (NHS) in United Kingdom, Payscale
- Statutory Maternity Pay and Leave: employer guide, Gov.uk
- The new State Pension, Gov.uk
- Carer’s Allowance, made simple, Mobilise
- UK living standards ‘to fall at fastest rate since mid-1950s’, The Guardian
- UK slips behind India to become world’s sixth biggest economy, Bloomberg UK
- Cost of living: Failing to raise benefits in line with inflation ‘would push 200,000 children into poverty’, i
- Poverty rates by type of tenure, Joseph Rowntree Foundation
- Hyde Housing website
- Hyde’s Universal Credit support tool, Hyde
- DWP rejects more than half of PIP applications leaving thousands struggling without the benefit, CambridgeshireLive
- Facts & figures, Carers UK
- Our cost of living survey: the results, Maternity Action
- ‘Unbelievable’ nurses are relying on food banks, says Gordon Brown, Sky News
- Poverty pay and exhaustion: Burnout NHS workers are threatening to quit, Left Foot Forward
”What’s the point anymore?” (p.19)
- The cost-of-living crisis is a health emergency too, The Health Foundation
- Economic inequality increases risk taking, B. Keith Payne et al.
The Resident Voice Index™ score (pp.20-21)
Resilience (pp.22-23)
- Resident Voice Index™ Community Support & Life After Lockdown report
- Rent arrears have nothing to do with tenants’ misspending, Inside Housing
- Household Resilience Study: Wave 3, Department for Levelling Up, Housing and Communities
- Rocket Science, Many Sisters financial resilience, Process & Impact Final Evaluation Finding – JP Morgan and Southern Housing July 2022
- Housing Association’s Charitable Trust (HACT) discuss Community Resilience and thoughts on the latest Resident Voice Index™ findings, MRI Social Housing
- Critical Conceptual and Measurement Issues in the Study of Resilience, Michael Windle
Furniture Poverty (pp.24-25)
- SROI of Furniture Provision, End Furniture Poverty
- What factors are linked to people living in households that are in material deprivation?, Welsh Government
- Air fryer and slipper sales surge as UK strives to reduce energy use, The Guardian
- Research – The State of Crisis Support 2022, The Guardian
- How our commitment to digital paid off in the pandemic, Housing Solutions
- Evidence review of home adaptations in the UK and other OECD countries, UK Collaborative Centre for Housing Excellence
- The Hygiene Bank: Hygiene Poverty 2022, YouGov
- No place like home, Poverty and Furnished Tenancy Provision in Social Housing, End Furniture Poverty
- A Blueprint for Furniture Provision in Social Housing, End Furniture Poverty
Food (p.26)
- What we do, The Trussell Trust
- End of year stats, The Trussell Trust
- How the cost of living crisis is affecting tenants, Inside Housing
- Lowest-cost groceries have become 17% more expensive in the past year, ONS data finds, Sky News
- OLIO website
Where do we go from here? (p.27)
Housing providers (pp.28-29)
- Kitty’s Launderette website
- New ‘Solar Homes’ given the go ahead, Pobl Group
- Cost of living: Swansea estate cuts bills by generating energy, BBC News
- Capping rents will hit social housing safety efforts in England, say landlords, The Guardian
- The rent cap could result in a net loss of more than £1bn for housing providers and have severe knock-on consequences, Inside Housing
- Social housing rent arrears hit record £1bn, Inside Housing
- DWP finds bedroom tax deepens poverty and doesn’t free up accommodation, Child Poverty Action Group